I feel your pain! I too am sitting in the same kind of situation. I am older,rent, but am a hard worker also. Just got over extended, and can not figure out a way, to catch up. Hang in there maybe we will both, find an angel for Christmas.
I have never done something like this before. But I am feeling very hopeless these days. In a season of joy, I can find none. I am married. we both work. But sometimes paychecks do not go to far.We are people that have a basic life. We stay home, watch T.V. In short----- we are poor. I get the basics paid, but we are 4 months behind on rent. If the house was in good shape, and he could sell it.We would not have a place to live. It is full of mold, not a healthy inviroment. My family should not have to live this way. I have worked hard my whole life,until the last year, always 2 jobs. Just can not seem to ever get things caught up. I just want to be able to pay my bills. I also have issues with my teeth. Need dentures, teeth are breaking off 1 by 1. work as a cashier, will be embarassed to smile before long. You know what, I am in my 50's, husband is in 60's if these are the golden years, what lies in store for us next. Life should be easier now, not harder.I am hoping, someone out there will read this, and be willing to help me get back on my feet. Just want to be out of debt----thats all I want for Christmas! God Bless all of us, who are in this boat, and God Bless those that can help.